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Jonathan (JJ) Jerotz gives consumers an up front, honest comparison of interest rate and all the costs associated with applying for a mortgage. We're committed to delivering the lowest rates and fees while maintaining the highest degree of customer satisfaction. Synergy One LendingVP Retail Sales/Mortgage LendingSynergy One Lending, Inc. NMLS ID 1025894. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act – License 4131356. Montana Mortgage Lender 1025894.Jonathan Jerotz, NMLS ID 247008